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Government-insured loans, or non-conventional loans, are exactly what they sound like: loans insured by the government. popular government-insured mortgages are FHA and VA loans. They are typically easier to qualify for, with lower down payment and credit score requirements, making them a perfect solution for those that can’t qualify for a conventional loan .
A FHA loan is a loan insured by the Federal Housing Administration (FHA). If you default on the loan and your house isn’t worth enough to fully repay the debt through a foreclosure sale, the FHA will compensate the lender for the loss.
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We offer loan options to cover all of your real estate finance needs.. FHA loans are insured by the U.S. Government and are geared toward making home.
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Federal housing administration (fha) home loans are insured by the government, while conventional mortgages are not. Additionally, borrowers tend to have an easier time qualifying for FHA-insured mortgage loans, compared to conventional.