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A Brief History of Home Equity Loans in Texas. Texas has a singular relationship with the home equity lending industry. The state banned home equity loans as late as 1997 and continues to subject lenders to far stricter constraints than most other states.
Special aspects of Home Equity Loans in Texas. The Texas legislature has passed laws that are designed to protect homeowners and their families, and the state did not even allow home equity loans until 1997. Since that time, state laws have been amended to allow for home equity loans, but the laws include strong protections for consumers.
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Texas Home Equity Loan Guidelines One of the advantages of living in Texas is its strong regulatory system protecting consumers. One way that manifests itself is through more laws governing home equity lending.
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and eliminate the first-time home-buyer grant. Education Liberals: Increase the Canada Student Grant by up to $1,200 per year, extend the interest-free grace period on students loans, pause loan.